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Insights

What we are learning, written down while it is still true.

Not thought leadership. Notes from building payroll and tax infrastructure in a country where PAYE is administered thirty seven different ways, published because somebody else is about to hit the same wall.

Latest

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Tax

The relief nobody claimed: rent relief, six months in

Rent relief has been law since January and most Nigerian employees still have not handed over a tenancy document. We look at why, and at whose job it actually is.

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Engineering

Thirty seven authorities, one remittance API

Every state has its own portal, its own schedule format and its own reference structure. Here is how we modelled that without thirty seven codebases.

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Market

Why payroll software in Nigeria is priced at almost nothing

The core product has collapsed toward zero, and that is not a crisis if payroll is not what you are selling. A note on categories.

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Tax

The nil band changed who your customer is

Since January a worker on the minimum wage owes no PAYE. That quietly removed millions of people from the filing population, and it changes who a payroll product should be sold to.

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Product

The receipt is the product, not the dashboard

A chart is not evidence. Why every screen we build ends at a dated, referenced remittance receipt.

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Engineering

Designing payroll for a phone with two bars of signal

What changes when you assume the network fails halfway through an approval, and why the queue matters more than the animation.

Ovie, these are titles and standfirsts, not articles

Each one needs a real post behind it before this page ships. Publishing a grid of headlines that go nowhere is worse than publishing three real pieces.

What we will not publish

No listicles, no predictions, no vendor comparisons.

We write about three things: how Nigerian tax actually works, what we are building and why, and what we got wrong. Anything that exists to rank on a search term goes in the bin.

Every post that touches a rate or a date carries the source and the date we verified it, and gets corrected in place rather than quietly deleted.

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One email when something material changes in Nigerian payroll or tax. Not weekly, not a newsletter, and nothing else ever sent to that address.

Subscribed. Nothing was actually sent from this prototype.

The writing is free. So is the product, up to five staff.

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